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There comes a point with borrowing where another loan or credit card is just going to make things worse. When your existing repayments add up to more than you can afford, and there's no way to increase your income, what can you do??

We've already helped thousands of families escape the "easy credit trap" with our range of proven debt management solutions. We can help you regain control of your finances too.

We offer a range of solutions for people with debt problems. We can help people in all kinds of circumstances, including applicants with defaults or a poor credit rating.

  • Affordable monthly payments
    We can turn your debts into one single affordable monthly payment.
    You’ll be able to manage your debt without taking out a consolidation loan.
  • Tailor-made to suit you
    Our advisers will go through your income and expenditure with you and agree an affordable monthly payment that allows for all your day-to-day living expenses.
  • We deal with your creditors
    We take care of all the paperwork, deal direct with your creditors and negotiate reduced repayment arrangements on your behalf.
  • We aim to freeze any interest charges
    Our strong working relationship with the major creditors means that we can often persuade your creditors to freeze or reduce interest and charges.
  • One single point of contact
    Once on the debt management programme you’ll have your own Client Liaison Officer who is available to give expert help and guidance whenever you need it
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